How does Rent-to-Own for a shed work with no credit check?

Rent-to-Own, No Credit Check

At HQ, LLC in Cameron, MO, you can rent-to-own an Amish-built Backyard Portable Buildings shed with no credit check. Everyone is approved, and you choose a 36-, 48- or 60-month term. Buildings under 14’ wide start with just the first month’s rent, with no security fee. Your payments count toward owning the building, and you can pay it off early with no penalty.

FAQ's

·         Is there a credit check for rent-to-own sheds? (No. Everyone is approved.)

·         How much do I pay up front? (Buildings under 14’ wide: just the first month’s rent. 14’ and 16’ wide: a down payment of at least $1,000, more with added options. No security fee.)

·         Do my payments count toward owning the shed? (Yes. Every payment builds equity.)

·         Who runs the rent-to-own? (Summit Management, for Backyard buildings, RTO National f.)

·         When is my first payment due? (30 days after you sign, or you can pick your own due date one time. )

·         Can I pay off my rent-to-own shed early? (Yes, no penalty.)

·         What terms can I choose? (36, 48 or 60 months)

·         Is rent-to-own more expensive than financing? (Yes, over the full term.)

·         Do I need to own my land? (No, but if you don’t, you need your landlord’s approval.)

·         Can I sign rent-to-own paperwork without coming to Cameron? (Yes. We send it by DocuSign, or you can sign at our office. There’s no online application to fill out; just call or text us. Everyone is approved.)

·         Is delivery free on a rent-to-own shed? (Yes, free delivery and setup is included for lot models within 50 miles of our lot, or on a custom build free throughout most of western MO and eastern KS. Our driver has been delivering and setting buildings for more than 11 years. With the mule, he can put your shed right where you want it, around trees, through gates, and into spots a truck can't reach. Then he levels it properly so your doors swing true for years.)

·         Can I rent-to-own a cabin or a 14’/16’ wide building? (Yes. No buildings are excluded. 14’ and 16’ wide buildings need a down payment of at least $1,000.)